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Binly Help

10 Home Inventory Tips to Simplify Insurance Claims

Best Practices

Home Articles
Taking a detailed home inventory protects you against loss, speeds up insurance claims, and helps you understand exactly what you own. The California Department of Insurance recommends thorough documentation, but paper lists and scattered photos can be a hassle. Below are ten proven best practices—plus the simple ways Binly's smart QR code and NFC system streamlines every task.

Highlights

  • Start early to capture details before disaster strikes
  • Use Binly to scan, tag, and store photos of every item
  • Record serial numbers, receipts, and item values
  • Organize by room for full coverage and quick reference
  • Keep your inventory safe with offsite backup
  • Update regularly to stay accurate as life changes
  • Find and share items fast with filters, keyword search and exports

1. Start Before Disaster Strikes

After a fire, flood, or burglary it is almost impossible to recall every item under stress. A ready-made inventory puts you in control when timing is critical.

How Binly helps: Binly's setup takes minutes. Stick a QR label on any container or large item, scan once, and you have a digital record you can access instantly from any device.

2. Go Room-by-Room for Complete Coverage

A systematic walkthrough reduces the chance of missed items, especially in closets, attics, and garages.

How Binly helps: Create virtual “rooms” inside the Binly app. As you scan each bin or object, assign it to its room so you can see gaps at a glance.

3. Photograph Everything

Visual proof speeds claims and verifies condition and style.

How Binly helps: Binly stores photos in the cloud alongside each item, no separate folders to manage.

4. Capture Serial Numbers and Receipts

Insurers use serial numbers to confirm ownership and value. Receipts back up the purchase price.

How Binly helps: After scanning, simply type or dictate the serial number and attach a receipt image.

5. Record Item Values and Policy Details

Knowing replacement cost and coverage limits prevents under-insurance.

How Binly helps: Add purchase price, current value, and link each item to the relevant policy in Binly's insurance field. Export a CSV file and images for your insurance agent.

6. Store a Secure Copy Offsite

A list kept in the same home that just burned down will not help.

How Binly helps: All data syncs to encrypted cloud storage automatically. You can also share read-only access with family, attorneys, or insurance reps with one click.

7. Update at Least Three Times a Year

Holidays, birthdays, and upgrades add value fast. Out-of-date inventories leave gaps.

How Binly helps: Scan a new item, tag its bin, and your master inventory is current in under a minute.

8. Highlight High-Value Categories Separately

Jewelry, fine art, and electronics often exceed standard policy limits and may need scheduling.

How Binly helps: Flag items over a threshold you set.

9. Track Home Improvements and Fixtures

Renovations change your dwelling replacement cost and can affect premiums.

How Binly helps: Use Binly to log materials, contractor invoices, and finish photos. Everything stays linked to the room.

10. Make the Inventory Searchable and Shareable

During a claim or even a simple move, you need to find items quickly and prove ownership.

How Binly helps: Keyword search “bike,” filter by room, or sort by purchase date. Share a secure link with movers or insurers.

Final Takeaway

A thorough home inventory is one of the smartest safeguards you can put in place. By pairing these best practices with Binly's QR code inventory system, you eliminate paperwork, cut claim time, and gain total visibility into your belongings. Ready to take control of clutter and protect what matters? Get started with Binly today.

Get Started for Free
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Read our help articles to learn how to use Binly effectively.

Binly Best Practices