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Protect What Matters: How to Create a Home Inventory for Insurance with Binly
Insurance & Emergency Prep Chapter
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Protect What Matters: How to Create a Home Inventory for Insurance with Binly
If disaster strikes—a fire, flood, theft, or other unexpected loss—your insurance company will ask for a detailed list of your belongings. Without one, you may struggle to remember what you owned or prove its value. Creating a home inventory now can make all the difference in recovering quickly. With Binly, you can build a complete, photo-based inventory that's organized, accessible, and ready to use for insurance claims at a moment's notice.

Highlights

  • Document your belongings with photos, details, and values for faster insurance claims.
  • Organize your inventory by room, category, or storage location.
  • Use QR or NFC labels to access item info instantly.
  • Keep digital records safe and accessible from anywhere.
  • Maintain your inventory year-round with quick updates after purchases.

Why a Home Inventory Is Essential for Insurance

Two-thirds of U.S. homes are underinsured, often because owners underestimate the value of their belongings. A well-documented inventory not only speeds up the claims process but also ensures you're reimbursed fairly. With Binly, you can include photos, purchase details, warranties, and even receipts for every item, giving your insurer all the proof they need.

Step-by-Step: Creating Your Home Inventory with Binly

1. Start with Photos – Snap pictures of each item or storage bin. Include close-ups for high-value items like jewelry, electronics, or collectibles.

2. Add Key Details – In Binly, record brand, model, purchase date, and estimated value. Upload receipts if available.

3. Organize by Room or Category – Group items into “Living Room,” “Kitchen,” “Bedroom,” or categories like “Electronics” or “Appliances” for quick navigation.

4. Use Labels for Quick Access – Attach QR or NFC tags to bins and storage areas. Scanning them reveals the complete contents instantly.

5. Store Records Securely – Binly keeps your inventory safe in the cloud, accessible from any device—even if your computer or physical records are lost.

6. Update Regularly – Add new purchases as soon as you bring them home. A few seconds with your phone camera keeps your records current year-round.

Your future self will thank you when you can send your insurer a complete inventory in minutes—not weeks.

Extra Tips for Insurance Readiness

  • Document High-Value Items Thoroughly: Use multiple photos and detailed descriptions.
  • Include Serial Numbers: This helps verify ownership.
  • Cover Seasonal Storage: Don't forget holiday decorations, sports gear, and off-season clothing.
  • Keep a Backup: Binly's cloud storage ensures you always have a safe copy.

Peace of Mind Beyond Insurance

While the primary purpose is insurance, a home inventory also helps with moving, estate planning, and emergency preparedness. It's a one-time setup with ongoing benefits, giving you control over your possessions and confidence in your coverage.

A home inventory is one of the simplest, most valuable steps you can take to protect your household.

How Binly Can Help

Binly's photo-first design, smart labeling, and AI-powered organization make building a home inventory quick and painless. You can store item details, receipts, and warranties in one secure place, access them from anywhere, and share them instantly with your insurance provider. Don't wait until it's too late—start your free Binly account today and protect your home with a complete, up-to-date inventory.

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